.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.chat-launcher{position:fixed;right:22px;bottom:22px;z-index:60;border:0;border-radius:999px;background:var(--red);color:#fff;box-shadow:0 12px 35px rgba(22,35,75,.32);padding:14px 19px;font:900 1rem Arial,sans-serif;cursor:pointer}
.chat-launcher:focus-visible,.chat-close:focus-visible,.chat-quick button:focus-visible,.chat-form input:focus-visible,.chat-form button:focus-visible{outline:3px solid var(--sand);outline-offset:3px}
.chat-panel{position:fixed;right:22px;bottom:86px;z-index:61;width:min(390px,calc(100vw - 32px));height:min(610px,calc(100vh - 120px));background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 24px 70px rgba(22,35,75,.28);overflow:hidden;display:none;grid-template-rows:auto 1fr auto}
.chat-panel.open{display:grid}
.chat-head{background:var(--navy);color:#fff;padding:16px 18px;display:flex;align-items:center;gap:12px}
.chat-head strong,.chat-head small{display:block}.chat-head small{color:#dbe4ff}
.chat-mark{width:38px;height:38px;border-radius:50%;background:var(--sand);color:var(--navy);display:grid;place-items:center;font-weight:900}
.chat-close{margin-left:auto;background:transparent;border:0;color:#fff;font-size:1.6rem;cursor:pointer}
.chat-body{overflow:auto;padding:17px;background:#f5f7fc;scroll-behavior:smooth}
.chat-message{max-width:86%;margin:0 0 12px;padding:11px 13px;border-radius:14px;background:#fff;box-shadow:0 2px 8px rgba(22,35,75,.08);line-height:1.45;font-size:.94rem}
.chat-message.user{margin-left:auto;background:var(--navy);color:#fff}
.chat-message a{font-weight:900;color:var(--blue)}.chat-message.user a{color:#fff}
.chat-quick{display:flex;flex-wrap:wrap;gap:7px;margin:4px 0 14px}
.chat-quick button{border:1px solid var(--blue);background:#fff;color:var(--blue);border-radius:999px;padding:8px 10px;font-weight:800;cursor:pointer}
.chat-form{border-top:1px solid var(--line);padding:11px;background:#fff;display:grid;grid-template-columns:1fr auto;gap:8px}
.chat-form input{min-width:0;border:1px solid #aab5ce;border-radius:9px;padding:11px;font:inherit}
.chat-form button{border:0;border-radius:9px;background:var(--red);color:#fff;padding:0 15px;font-weight:900;cursor:pointer}
.chat-note{grid-column:1/-1;margin:0;font-size:.7rem;color:#667085}
.chat-typing{color:#667085;font-style:italic}
.chat-actions{display:flex;gap:8px;flex-wrap:wrap;margin-top:8px}
.chat-actions a{display:inline-block;background:var(--sand);color:var(--ink);border-radius:7px;padding:8px 10px;text-decoration:none;font-weight:900}
@media(max-width:900px){.chat-launcher{right:12px;bottom:70px;width:62px;height:50px;padding:0;font-size:0}.chat-launcher:before{content:'Chat';font-size:.86rem}.chat-panel{right:8px;bottom:126px;width:calc(100vw - 16px);height:min(560px,calc(100vh - 145px));border-radius:14px}}

.accessibility-widget{position:relative;z-index:61}.accessibility-launcher{position:fixed;left:18px;bottom:20px;z-index:61;display:flex;align-items:center;gap:9px;min-height:48px;padding:10px 15px;border:2px solid #fff;border-radius:999px;background:#182f87;color:#fff;box-shadow:0 8px 25px rgba(0,0,0,.28);font:800 14px/1 Arial,sans-serif;cursor:pointer}.accessibility-launcher>span:first-child{display:grid;place-items:center;width:27px;height:27px;border:2px solid currentColor;border-radius:50%;font-size:17px}.accessibility-panel{position:fixed;left:18px;bottom:78px;z-index:62;width:min(360px,calc(100vw - 28px));overflow:hidden;border:1px solid #cbd4e5;border-radius:14px;background:#fff;color:#16234b;box-shadow:0 18px 60px rgba(0,0,0,.3);font-family:Arial,Helvetica,sans-serif}.accessibility-panel[hidden]{display:none}.accessibility-head{display:flex;align-items:center;justify-content:space-between;padding:18px 19px;background:#182f87;color:#fff}.accessibility-head div{display:flex;flex-direction:column}.accessibility-head strong{font-size:18px}.accessibility-head small{font-size:13px;color:#e8edff}.accessibility-close{width:38px;height:38px;border:1px solid rgba(255,255,255,.6);border-radius:50%;background:transparent;color:#fff;font-size:28px;line-height:1;cursor:pointer}.accessibility-controls{display:grid;grid-template-columns:1fr 1fr;gap:9px;padding:14px}.accessibility-controls button{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:7px;min-height:82px;padding:10px;border:2px solid #d6dbe9;border-radius:9px;background:#fff;color:#16234b;font:800 14px/1.2 Arial,sans-serif;cursor:pointer}.accessibility-controls button span{font-size:24px;line-height:1}.accessibility-controls button[aria-pressed="true"]{border-color:#182f87;background:#eaf0ff;box-shadow:inset 0 0 0 1px #182f87}.accessibility-controls .accessibility-reset{grid-column:1/-1;min-height:52px;flex-direction:row;background:#f3f5f9}.accessibility-statement{display:block;padding:0 16px 17px;text-align:center;color:#182f87;font-weight:800}.accessibility-launcher:focus-visible,.accessibility-panel button:focus-visible,.accessibility-statement:focus-visible{outline:4px solid #ffe44a;outline-offset:3px}
html.accessibility-text{font-size:125%}html.accessibility-contrast{filter:contrast(1.35)}html.accessibility-contrast body{background:#000;color:#fff}html.accessibility-grayscale{filter:grayscale(1)}html.accessibility-contrast.accessibility-grayscale{filter:contrast(1.35) grayscale(1)}html.accessibility-links a:not(.button):not(.nav-cta):not(.mobilebar a){text-decoration:underline!important;text-decoration-thickness:3px!important;text-underline-offset:3px!important}html.accessibility-font body,html.accessibility-font button,html.accessibility-font input,html.accessibility-font select,html.accessibility-font textarea{font-family:Verdana,Arial,sans-serif!important;letter-spacing:.02em!important}
@media(max-width:600px){.accessibility-launcher{left:10px;bottom:72px;width:48px;padding:8px;justify-content:center}.accessibility-launcher-label{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}.accessibility-panel{left:10px;bottom:126px}.accessibility-controls button{min-height:72px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.accessibility-panel{scroll-behavior:auto}}